Which is better, ALL or V?

On the Buffett-Fit framework, Visa Inc. (V) currently grades higher than ALL — 79/100 (B grade) vs 44/100 (D). That said, "better" depends on which framework you trust — ALL wins on none; V wins on Warren Buffett, Benjamin Graham, Philip Fisher, Peter Lynch, Joel Greenblatt, Charlie Munger, and Terry Smith. The full pillar breakdown is on this page.

Should I buy ALL or V?

This page is an educational comparison, not investment advice. Both ALL and V are graded against the same Buffett 5-pillar framework (moat, earnings durability, management quality, financial health, valuation) plus six other documented investor frameworks. Read the side-by-side breakdown to see which one matches the criteria you care about most — and always do your own research before making any investment decision.

Is ALL better than V for value investing?

On the Buffett-style value-investing framework, V currently grades higher — 79/100 vs 44/100, a 35-point gap. The gap is driven by which pillars each stock passes; the table on this page shows moat, durability, management, financial health, and valuation side-by-side.

What's the difference between ALL and V on Warren Buffett's framework?

Both stocks are evaluated on the same five pillars: economic moat (durable competitive advantage), earnings durability (consistent profitability), management quality (capital allocation), financial health (conservative balance sheet), and valuation (margin of safety). ALL currently scores 44/100 (D grade); V scores 79/100 (B grade). The "Where each wins" section on this page breaks down which pillar each stock dominates.

Which has the stronger moat, ALL or V?

Moat strength is one of the five pillars in the Buffett-Fit score on this page. ALL and V are each scored on ROIC sustainability, gross-margin durability, and qualitative signals like brand strength, switching costs, network effects, and regulatory barriers. The pillar breakdown on this page shows the moat sub-score side-by-side so you can see which one has the more durable competitive advantage.

Which is more undervalued, ALL or V?

Valuation is one of the five Buffett-Fit pillars on this page. Both stocks are scored on owner-earnings yield, price-to-intrinsic-value vs the underlying compounding rate, and the margin of safety relative to a conservative DCF. The valuation sub-score in the table below tells you which one currently trades at a more attractive price relative to its underlying business quality.

Are ALL and V both Financial Services stocks?

Yes — both The Allstate Corporation (ALL) and Visa Inc. (V) operate in the Financial Services sector. That makes this a direct sector-peer comparison, which is the apples-to-apples way to use the Buffett-Fit framework: the score weighs each stock against its sector's specific quality and valuation benchmarks (sector-relative bonus), so the cross-stock comparison isn't distorted by inter-sector base-rate differences.

Is this ALL vs V comparison investment advice?

No. This page is an educational pattern-match against documented public frameworks (Buffett, Graham, Fisher, Lynch, Greenblatt, Munger, Smith), not personalised investment advice. The scores reflect how closely each stock matches each framework's documented criteria — they are not buy/hold/sell recommendations. Always do your own research and consult a licensed financial adviser for personalised advice.

Stock comparison

The Allstate

Visa

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

ALL

The Allstate

Market cap

$55.78B

Sector

Financials

Visa

Market cap

$631.15B

Sector

Financials

Overall winner

Visa V

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Fit scores by strategy

Strategy	ALL	V	Winner
Warren Buffett	44D	79B	V
Benjamin Graham	21F	74B	V
Philip Fisher	49D	78B	V
Peter Lynch	39D	64C	V
Joel Greenblatt	45D	74B	V
Charlie Munger	45D	85A	V
Terry Smith	46D	90A	V

Side-by-side metrics

Metric	ALL	V
Market cap	$55.78B	$631.15B
P/E (TTM)	4.6x	28.4x
EV/EBIT	4.8x	26.8x
ROIC (TTM)	31.23%	32.73%
Gross margin	39.83%	81.29%
Net margin	18.09%	51.68%
Revenue CAGR 5y	8.09%	13.5%
EPS CAGR 5y	21.93%	16.07%
Debt / Equity	0.2x	0.7x
Dividend yield	1.88%	0.79%

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

ALL leads on

P/E (TTM)4.6xvs 28.4x+84%
EV/EBIT4.8xvs 26.8x+82%
Debt / Equity0.2xvs 0.7x+65%
Dividend yield1.88%vs 0.79%+58%

V leads on

Market cap$631.15Bvs $55.78B+91%
Net margin51.68%vs 18.09%+65%
Gross margin81.29%vs 39.83%+51%
Revenue CAGR 5y13.5%vs 8.09%+40%

More like ALL

ALL vs ING.WA ALL vs PKO.WA ALL vs MSCI ALL vs PEO.WA ALL vs SPL.WA ALL vs ICICIBANK.NS

More like V

V vs ING.WA V vs PKO.WA V vs MSCI V vs PEO.WA V vs SPL.WA V vs ICICIBANK.NS

Read the full Buffett-Brain analysis for ALL Read the full Buffett-Brain analysis for V

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Key terms in this analysis

ROIC Free Cash Flow (FCF)Economic Moat P/E Ratio Margin of Safety Quality Score

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.

Stock comparison

The Allstate

Visa

Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.

ALL

The Allstate

Market cap

$55.78B

Sector

Financials

Visa

Market cap

$631.15B

Sector

Financials

Overall winner

Visa V

Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.

Fit scores by strategy

Strategy	ALL	V	Winner
Warren Buffett	44D	79B	V
Benjamin Graham	21F	74B	V
Philip Fisher	49D	78B	V
Peter Lynch	39D	64C	V
Joel Greenblatt	45D	74B	V
Charlie Munger	45D	85A	V
Terry Smith	46D	90A	V

Side-by-side metrics

Metric	ALL	V
Market cap	$55.78B	$631.15B
P/E (TTM)	4.6x	28.4x
EV/EBIT	4.8x	26.8x
ROIC (TTM)	31.23%	32.73%
Gross margin	39.83%	81.29%
Net margin	18.09%	51.68%
Revenue CAGR 5y	8.09%	13.5%
EPS CAGR 5y	21.93%	16.07%
Debt / Equity	0.2x	0.7x
Dividend yield	1.88%	0.79%

Where each one wins

The metrics with the biggest gap between the two - sorted so the most decisive edges read first.

ALL leads on

P/E (TTM)4.6xvs 28.4x+84%
EV/EBIT4.8xvs 26.8x+82%
Debt / Equity0.2xvs 0.7x+65%
Dividend yield1.88%vs 0.79%+58%

V leads on

Market cap$631.15Bvs $55.78B+91%
Net margin51.68%vs 18.09%+65%
Gross margin81.29%vs 39.83%+51%
Revenue CAGR 5y13.5%vs 8.09%+40%

More like ALL

ALL vs ING.WA ALL vs PKO.WA ALL vs MSCI ALL vs PEO.WA ALL vs SPL.WA ALL vs ICICIBANK.NS

More like V

V vs ING.WA V vs PKO.WA V vs MSCI V vs PEO.WA V vs SPL.WA V vs ICICIBANK.NS

Read the full Buffett-Brain analysis for ALL Read the full Buffett-Brain analysis for V

Related on invest-like

Strongest Moat Highest ROIC Warren Buffett strategy Economic Moat

Key terms in this analysis

ROIC Free Cash Flow (FCF)Economic Moat P/E Ratio Margin of Safety Quality Score

Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.