Best P&C Insurance Stocks
Auto, home, commercial property & casualty insurance. The 'float' business model Buffett built Berkshire on - collect premiums today, pay claims later, earn returns on the gap.
Industry leader
Palomar Holdings, Inc. PLMR
Buffett-Fit: 73/100
What drives this industry
P&C insurers earn through underwriting profit + float returns. The Buffett model: write disciplined risks (combined ratio under 100), invest the float at higher returns than the cost of capital. Combined ratio history + sustained book-value-per-share growth are the quality screens. Catastrophe exposure is the cycle risk.
Top 45 ranked by Buffett-Fit
Sorted by composite quality score - ROIC, margin stability, balance-sheet strength, growth quality. Click any ticker for the full Buffett verdict.
- 1
PLMRPalomar Holdings, Inc.2.8B mcap
73Q - 2
SLDESlide Insurance Holdings, Inc. Common Stock2.1B mcap
71Q - 3PZU.WAPowszechny Zaklad Ubezpieczen SA
55.6B mcap
70Q - 4
KNSLKinsale Capital Group, Inc.7.0B mcap
66Q - 5
HCIHCI Group, Inc.2.0B mcap
65Q - 6
ASICAtegrity Specialty Holdings LLC937M mcap
61Q - 7
TRVThe Travelers Companies, Inc.62.1B mcap
61Q - 8
HIGThe Hartford Financial Services Group, Inc.34.9B mcap
59Q - 9ADM.LAdmiral Group plc
9.9B mcap
57Q - 10
RLIRLI Corp.4.6B mcap
57Q - 11
SKWDSkyward Specialty Insurance Group, Inc.1.8B mcap
57Q - 128766.TTokio Marine Holdings, Inc.
13.67T mcap
56Q - 13
WRBW. R. Berkley Corporation23.7B mcap
56Q - 14
BOWBowhead Specialty Holdings Inc.874M mcap
55Q - 15
PGRThe Progressive Corporation111.1B mcap
55Q - 16
THGThe Hanover Insurance Group, Inc.6.5B mcap
53Q - 17
CBChubb Limited120.9B mcap
50Q - 18
ACICAmerican Coastal Insurance Corporation506M mcap
50Q - 19
MCYMercury General Corporation5.4B mcap
49Q - 20
SAFTSafety Insurance Group, Inc.1.0B mcap
49Q - 21
CINFCincinnati Financial Corporation24.4B mcap
47Q - 22
AFGAmerican Financial Group, Inc.10.8B mcap
46Q - 23
LLoews Corporation21.3B mcap
45Q - 24
HRTGHeritage Insurance Holdings, Inc.656M mcap
44Q - 25
ALLThe Allstate Corporation53.1B mcap
44Q - 26
UVEUniversal Insurance Holdings, Inc.1.0B mcap
44Q - 27
STCStewart Information Services Corporation2.0B mcap
44Q - 28
SIGISelective Insurance Group, Inc.5.2B mcap
43Q - 298630.TSompo Holdings, Inc.
5.32T mcap
43Q - 30
CNACNA Financial Corporation11.4B mcap
41Q - 31
HGTYHagerty, Inc.3.5B mcap
41Q - 328725.TMS&AD Insurance Group Holdings, Inc.
6.22T mcap
41Q - 33
MKLMarkel Corporation22.7B mcap
39Q - 34
AHLAspen Insurance Holdings Limited3.4B mcap
38Q - 35
WTMWhite Mountains Insurance Group, Ltd.5.1B mcap
38Q - 36
UFCSUnited Fire Group, Inc.1.1B mcap
38Q - 37
AXSAXIS Capital Holdings Limited7.0B mcap
36Q - 38
DGICBDonegal Group Inc.678M mcap
36Q - 39
DGICADonegal Group Inc.629M mcap
36Q - 40HSX.LHiscox Ltd
5.6B mcap
34Q - 41
KMPRKemper Corporation1.5B mcap
33Q - 42
HMNHorace Mann Educators Corporation1.8B mcap
32Q - 43
ROOTRoot, Inc.824M mcap
32Q - 44
PRAProAssurance Corporation1.2B mcap
20Q - 45
LMNDLemonade, Inc.4.5B mcap
19Q
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Key terms in this analysis
Educational framework analysis only. Not investment advice, not a recommendation, not personalized to your situation. Always do your own research.