Local + regional deposit-taking banks. Quality varies enormously by management and credit discipline; most are commodities. The best regionals compound at 12-15% for decades - but the failures are total.
Industry leader
ING Bank Slaski S.A. ING.WA
Buffett-Fit: 88/100
Regional bank quality is best measured by ROE + loan-loss history + capital ratios. Sustained ROE above 12% across a full credit cycle is the screen - names like M&T Bank, First Republic (before SVB), Glacier Bancorp built compounder records that way. Buffett's rule: never own a bank you wouldn't deposit money at.
Sorted by composite quality score - ROIC, margin stability, balance-sheet strength, growth quality. Click any ticker for the full Buffett verdict.
57.1B mcap
128.8B mcap
63.4B mcap
63.5B mcap
9.04T mcap
16.4B mcap
4.8B mcap
4.00T mcap
1.7B mcap
3.84T mcap
2.3B mcap
45.3B mcap
47.7B mcap
8.91T mcap
17.55T mcap
54.4B mcap
2.1B mcap
1.8B mcap
1.6B mcap
29.7B mcap
3.7B mcap
7.6B mcap
813M mcap
33.2B mcap
5.3B mcap
1.2B mcap
7.8B mcap
550M mcap
86.9B mcap
554M mcap
3.3B mcap
2.5B mcap
2.9B mcap
4.59T mcap
1.5B mcap
949M mcap
2.5B mcap
1.1B mcap
1.9B mcap
1.0B mcap
8.6B mcap
1.52T mcap
2.1B mcap
4.3B mcap
27.2B mcap
1.62T mcap
936M mcap
823M mcap
1.5B mcap
2.7B mcap
See all industries + sector-level statistics + framework filters.
Educational framework analysis only. Not investment advice, not a recommendation, not personalized to your situation. Always do your own research.