Stock comparison
Fair Isaac
Neptune Insurance Holdings
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
FICO
Fair Isaac
Market cap
$28.71B
Sector
Technology
NP
Neptune Insurance Holdings
Market cap
$2.64B
Sector
Technology
Overall winner
Neptune Insurance Holdings NP
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | FICO | NP | Winner |
|---|---|---|---|
| Warren Buffett | 85A | 78C | FICO |
| Benjamin Graham | 88A | 75B | FICO |
| Philip Fisher | 85A | 94A | NP |
| Peter Lynch | 70B | 100A | NP |
| Joel Greenblatt | 94C | 89C | FICO |
| Charlie Munger | 91A | 93C | NP |
| Terry Smith | 95A | 93A | FICO |
Side-by-side metrics
| Metric | FICO | NP |
|---|---|---|
| Market cap | $28.71B | $2.64B |
| P/E (TTM) | 33.8x | 108.1x |
| EV/EBIT | 30.9x | 34.4x |
| ROIC (TTM) | 53.2% | 56.18% |
| Gross margin | 84.16% | 65.06% |
| Net margin | 33.67% | 28.17% |
| Revenue CAGR 5y | 10.89% | 37.11% |
| EPS CAGR 5y | 18.48% | - |
| Debt / Equity | - | - |
| Dividend yield | 0.0% | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
FICO leads on
- Market cap$28.71Bvs $2.64B+91%
- P/E (TTM)33.8xvs 108.1x+69%
- Debt / Equity-vs -+39%
- Gross margin84.16%vs 65.06%+23%
NP leads on
- Revenue CAGR 5y37.11%vs 10.89%+71%
- ROIC (TTM)56.18%vs 53.2%+5%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.