Stock comparison
Neptune Insurance Holdings
OppFi
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
NP
Neptune Insurance Holdings
Market cap
$2.64B
Sector
Technology
OPFI
OppFi
Market cap
$695.95M
Sector
Technology
Overall winner
Neptune Insurance Holdings NP
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | NP | OPFI | Winner |
|---|---|---|---|
| Warren Buffett | 78C | 52C | NP |
| Benjamin Graham | 75B | 55D | NP |
| Philip Fisher | 94A | 52C | NP |
| Peter Lynch | 100A | 44D | NP |
| Joel Greenblatt | 89C | 67B | NP |
| Charlie Munger | 93C | 64D | NP |
| Terry Smith | 93A | 58C | NP |
Side-by-side metrics
| Metric | NP | OPFI |
|---|---|---|
| Market cap | $2.64B | $695.95M |
| P/E (TTM) | 108.1x | 3.8x |
| EV/EBIT | 34.4x | 5.3x |
| ROIC (TTM) | 56.18% | 148.72% |
| Gross margin | 65.06% | 98.11% |
| Net margin | 28.17% | 10.86% |
| Revenue CAGR 5y | 37.11% | 14.24% |
| EPS CAGR 5y | - | -15.37% |
| Debt / Equity | - | 4.0x |
| Dividend yield | 0.0% | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
NP leads on
- Debt / Equity-vs 4.0x+127%
- Market cap$2.64Bvs $695.95M+74%
- Revenue CAGR 5y37.11%vs 14.24%+62%
- Net margin28.17%vs 10.86%+61%
OPFI leads on
- P/E (TTM)3.8xvs 108.1x+97%
- EV/EBIT5.3xvs 34.4x+85%
- ROIC (TTM)148.72%vs 56.18%+62%
- Gross margin98.11%vs 65.06%+34%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.