Stock comparison
Neptune Insurance Holdings
PayPay
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
NP
Neptune Insurance Holdings
Market cap
$2.64B
Sector
Technology
PAYP
PayPay
Market cap
$12.78B
Sector
Technology
Overall winner
Neptune Insurance Holdings NP
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | NP | PAYP | Winner |
|---|---|---|---|
| Warren Buffett | 78C | 57D | NP |
| Benjamin Graham | 75B | 66D | NP |
| Philip Fisher | 94A | 53C | NP |
| Peter Lynch | 100A | 91A | NP |
| Joel Greenblatt | 89C | 54D | NP |
| Charlie Munger | 93C | 47D | NP |
| Terry Smith | 93A | 47D | NP |
Side-by-side metrics
| Metric | NP | PAYP |
|---|---|---|
| Market cap | $2.64B | $12.78B |
| P/E (TTM) | 108.1x | 17.3x |
| EV/EBIT | 34.4x | 59.7x |
| ROIC (TTM) | 56.18% | 1.71% |
| Gross margin | 65.06% | 87.37% |
| Net margin | 28.17% | 32.17% |
| Revenue CAGR 5y | 37.11% | 21.69% |
| EPS CAGR 5y | - | - |
| Debt / Equity | - | 2.0x |
| Dividend yield | 0.0% | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
NP leads on
- Debt / Equity-vs 2.0x+152%
- ROIC (TTM)56.18%vs 1.71%+97%
- EV/EBIT34.4xvs 59.7x+42%
- Revenue CAGR 5y37.11%vs 21.69%+42%
PAYP leads on
- P/E (TTM)17.3xvs 108.1x+84%
- Market cap$12.78Bvs $2.64B+79%
- Gross margin87.37%vs 65.06%+26%
- Net margin32.17%vs 28.17%+12%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.