Stock comparison
DLocal Limited
Fair Isaac
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
DLO
DLocal Limited
Market cap
$3.54B
Sector
Technology
FICO
Fair Isaac
Market cap
$28.75B
Sector
Technology
Overall winner
Fair Isaac FICO
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | DLO | FICO | Winner |
|---|---|---|---|
| Warren Buffett | 67B | 85A | FICO |
| Benjamin Graham | 66B | 88A | FICO |
| Philip Fisher | 65B | 85A | FICO |
| Peter Lynch | 63C | 70B | FICO |
| Joel Greenblatt | 50C | 94C | FICO |
| Charlie Munger | 70B | 91A | FICO |
| Terry Smith | 75B | 95A | FICO |
Side-by-side metrics
| Metric | DLO | FICO |
|---|---|---|
| Market cap | $3.54B | $28.75B |
| P/E (TTM) | 19.9x | 33.8x |
| EV/EBIT | 14.1x | 30.9x |
| ROIC (TTM) | 28.54% | 53.2% |
| Gross margin | 36.83% | 84.16% |
| Net margin | 18.0% | 33.67% |
| Revenue CAGR 5y | 45.48% | 10.89% |
| EPS CAGR 5y | 26.7% | 18.48% |
| Debt / Equity | 0.2x | - |
| Dividend yield | 3.85% | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
DLO leads on
- Dividend yield3.85%vs 0.0%+100%
- Revenue CAGR 5y45.48%vs 10.89%+76%
- EV/EBIT14.1xvs 30.9x+55%
- P/E (TTM)19.9xvs 33.8x+41%
FICO leads on
- Debt / Equity-vs 0.2x+109%
- Market cap$28.75Bvs $3.54B+88%
- Gross margin84.16%vs 36.83%+56%
- Net margin33.67%vs 18.0%+47%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.