Stock comparison
Fair Isaac
Pagaya Technologies
Scored across Buffett, Graham, Lynch and Greenblatt - plus a side-by-side metric table covering valuation, quality, growth and balance sheet.
FICO
Fair Isaac
Market cap
$25.19B
Sector
Technology
PGY
Pagaya Technologies
Market cap
$1.12B
Sector
Technology
Overall winner
Fair Isaac FICO
Wins on the combined sum of fit scores across all four strategies. Per-strategy breakdown below.
Fit scores by strategy
| Strategy | FICO | PGY | Winner |
|---|---|---|---|
| Warren Buffett | 73B | 44D | FICO |
| Benjamin Graham | 47D | 40D | FICO |
| Philip Fisher | 75B | 51C | FICO |
| Peter Lynch | 54C | 74B | PGY |
| Joel Greenblatt | 84A | 27F | FICO |
| Charlie Munger | 76B | 51C | FICO |
| Terry Smith | 85A | 50C | FICO |
Side-by-side metrics
| Metric | FICO | PGY |
|---|---|---|
| Market cap | $25.19B | $1.12B |
| P/E (TTM) | 33.8x | 12.2x |
| EV/EBIT | 30.9x | 7.6x |
| ROIC (TTM) | 53.2% | 17.86% |
| Gross margin | 84.16% | 41.41% |
| Net margin | 33.67% | 7.57% |
| Revenue CAGR 5y | 10.89% | 29.69% |
| EPS CAGR 5y | 18.48% | - |
| Debt / Equity | - | 1.8x |
| Dividend yield | 0.0% | 0.0% |
Where each one wins
The metrics with the biggest gap between the two - sorted so the most decisive edges read first.
FICO leads on
- Debt / Equity-vs 1.8x+196%
- Market cap$25.19Bvs $1.12B+96%
- Net margin33.67%vs 7.57%+78%
- ROIC (TTM)53.2%vs 17.86%+66%
PGY leads on
- EV/EBIT7.6xvs 30.9x+75%
- P/E (TTM)12.2xvs 33.8x+64%
- Revenue CAGR 5y29.69%vs 10.89%+63%
Related on invest-like
Key terms in this analysis
Educational tool. Fit scores are deterministic projections from public financials onto each investor's published criteria - not personal recommendations or advice.